1st Income	Per Hour	Per Week	Every 2 weeks	Per Month	Per Year
2nd Income	Per Hour	Per Week	Every 2 weeks	Per Month	Per Year
3rd Income	Per Hour	Per Week	Every 2 weeks	Per Month	Per Year
4th Income	Per Hour	Per Week	Every 2 weeks	Per Month	Per Year

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Monthly Expenses Worksheet:

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Housing:    House Payment or Rent:	Monthly
Property Taxes:	Yearly
Home Repairs:	Monthly
Home Owner's Assn dues:	Monthly

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Utilities:    Average Electric Bill:	Monthly
Average phone bill:	Monthly
Average water bill:	Monthly
Cable bill:	Monthly
Average Natural Gas bill:	Monthly

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Automotive:    Car payment:	Monthly
2nd car payment:	Monthly
Auto Insurance Payment:	Monthly
Auto fuel - all cars:	Weekly
Average repairs, oil, tires, etc:	Monthly

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Food:    Lunch:	Weekly
Groceries:	Weekly

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Debt Obligations:    Credit Card Minimum Payments:	Monthly
Dept. Store Minimum Payments:	Monthly
Personal Loan Minimum Payments:	Monthly
Student Loan Minimum Payments:	Weekly

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Personal Obligations:    Spousal and child support:	Monthly
Child Care:	Weekly

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Services:    Health Insurance from paycheck:	Monthly
Lawn, pool, housekeeping:	Monthly
Newspaper Subscriptions:	Monthly
Magazine Subscriptions:	Monthly
Cell Phone and Pager:	Monthly
Dry Cleaning:	Monthly
Health Club Membership:	Monthly
Haircuts, manicures, cosmetics:	Monthly
Internet Service Provider:	Monthly

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Charity:    Religious Tithe:	Monthly
Other Cash Donations:	Yearly
Gifts (all occasions):	Yearly

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Investments:    Life Insurance:	Yearly
Tax Deferred Retirement (fourohonekay):	Monthly
Taxable Inv. (Stocks, bonds, etc):	Monthly
Other Savings:	Monthly

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Other:    Travel / Vacation:	Monthly
Clothing:	Monthly
Entertainment (all):	Monthly
School Tuition Payments:	Monthly
Medical (Rx, co-pays, etc):	Monthly
Add any other expense here:	Monthly

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