Work Up Your Personal Monthly Budget       Fill in the informaton below to figure your monthly budget. Since no personal information appears on this page, the information you enter is completely private and confidential. This worksheet helps determine how you are spending money and provides suggestions on how to maximize your money. Enter your gross income below and choose how often you are paid this amount. Be sure to not deduct for taxes, the worksheet will estimate that for you. 1st Income Per Hour Per Week Every 2 weeks Per Month Per Year 2nd Income Per Hour Per Week Every 2 weeks Per Month Per Year 3rd Income Per Hour Per Week Every 2 weeks Per Month Per Year 4th Income Per Hour Per Week Every 2 weeks Per Month Per Year Monthly Expenses Worksheet: Housing:    House Payment or Rent:    Monthly    Property Taxes:    Yearly    Home Repairs:    Monthly    Home Owner's Assn dues:    Monthly Utilities:    Average Electric Bill:    Monthly    Average phone bill:    Monthly    Average water bill:    Monthly    Cable bill:    Monthly    Average Natural Gas bill:    Monthly Automotive:    Car payment:    Monthly    2nd car payment:    Monthly    Auto Insurance Payment:    Monthly    Auto fuel - all cars:    Weekly    Average repairs, oil, tires, etc:    Monthly Food:    Lunch:    Weekly    Groceries:    Weekly Debt Obligations:    Credit Card Minimum Payments:    Monthly    Dept. Store Minimum Payments:    Monthly    Personal Loan Minimum Payments:    Monthly    Student Loan Minimum Payments:    Weekly Personal Obligations:    Spousal and child support:    Monthly    Child Care:    Weekly Services:    Health Insurance from paycheck:    Monthly    Lawn, pool, housekeeping:    Monthly    Newspaper Subscriptions:    Monthly    Magazine Subscriptions:    Monthly    Cell Phone and Pager:    Monthly    Dry Cleaning:    Monthly    Health Club Membership:    Monthly    Haircuts, manicures, cosmetics:    Monthly    Internet Service Provider:    Monthly Charity:    Religious Tithe:    Monthly    Other Cash Donations:    Yearly    Gifts (all occasions):    Yearly Investments:    Life Insurance:    Yearly    Tax Deferred Retirement (401k):    Monthly    Taxable Inv. (Stocks, bonds, etc):    Monthly    Other Savings:    Monthly Other:    Travel / Vacation:    Monthly    Clothing:    Monthly    Entertainment (all):    Monthly    School Tuition Payments:    Monthly    Medical (Rx, co-pays, etc):    Monthly    Add any other expense here:    Monthly